Dermatology cost in New Zealand (2026)
Typical fees for dermatology across New Zealand, plus ACC, insurance and payment plan options.
Typical dermatology fees
Range: $200–$450 per consultation.
Specialist dermatology consultations typically cost $250–$400 with a GP referral. Skin checks at GP-led skin-cancer clinics are usually $150–$250. Some procedures (excision, biopsy) attract additional fees and may be partly funded by Southern Cross or ACC.
Treatment-by-treatment NZ pricing (2026)
Each row is the published-range NZ cost for that specific treatment, sourced from the references listed below the table. Ranges reflect Auckland / Wellington / Christchurch average — see the city-variation block underneath for adjustments.
| Treatment | NZ cost | Notes |
|---|---|---|
| Skin check (full body) | $180 – $350 | Includes dermoscopy + mole-mapping recommendation. |
| Mole removal (per mole) | $180 – $600 | Shave excision lower, full excision upper. Larger lesions $600-1500. |
| Skin cancer treatment (excision) | $600 – $2,500 | Per lesion. Mohs surgery $3500-6500. ACC may apply. |
| Cryotherapy / curettage (sun spots) | $120 – $400 | Per session; multiple lesions in single session typical. |
| Acne treatment plan | $250 – $600 | Initial consultation + 3-month treatment plan. |
City variation: Auckland baseline · Wellington baseline · Christchurch -5%.
Sources: NZ Dermatological Society published guidance; MoleMap published rates 2026; Skin Institute published 2026. Last verified May 2026; re-verify quarterly.
ACC cover
ACC funds skin-cancer treatment when the cancer is the result of treatment injury, and surgical complications under treatment-injury cover. Most diagnostic dermatology is privately funded or partially covered by health insurance such as Southern Cross.
Private health insurance
Most major New Zealand insurers (Southern Cross, nib, Accuro, AIA) include allied-health and specialist cover that may apply to dermatology. Per-visit limits and total annual maximums vary by plan — review the schedule of benefits or speak to your insurer before booking.
Payment plans & financing
Many New Zealand dermatologist practices accept Q Card, Afterpay, Gem Visa or in-house plans for treatment programmes. Interest-free periods are typically 6–24 months. Always confirm the total cost (including any administration fees) and the interest rate after the introductory period before signing — interest-bearing portions can add 12.95–29.95% if balances aren't cleared on time.
Dermatology cost by city
Compare local fees and book consultations:
Plan your dermatology treatment
Related care
Other health services frequently considered alongside dermatology:
Find dermatology in your city
City-specific clinic listings, pricing and funding options:
Some smaller-city variants link to the closest main centre where no dedicated providers exist locally.
Dermatology: questions
How much does dermatology cost in New Zealand?
Typical fees are $200–$450 per consultation. Specialist dermatology consultations typically cost $250–$400 with a GP referral. Skin checks at GP-led skin-cancer clinics are usually $150–$250. Some procedures (excision, biopsy) attract additional fees and may be partly funded by Southern Cross or ACC.
Is dermatology covered by ACC?
ACC funds skin-cancer treatment when the cancer is the result of treatment injury, and surgical complications under treatment-injury cover. Most diagnostic dermatology is privately funded or partially covered by health insurance such as Southern Cross.
Are payment plans available?
Many New Zealand dermatologist practices accept Q Card, Afterpay, Gem Visa or in-house payment plans for higher-cost treatment plans. Confirm interest rates and total cost before signing — interest-free periods vary by provider.
Does private health insurance cover dermatology?
Most major New Zealand insurers (Southern Cross, nib, Accuro, AIA) include allied-health and specialist cover that may apply to dermatology. Coverage and per-visit limits vary considerably by plan — check the schedule of benefits before booking.